Attorney Details

Michael Rato - Partner

MICHAEL RATO is a Partner in the Morristown office and is currently MDM&C's Assistant General Counsel, where he focuses on unclaimed property law, complex commercial litigation, and regulatory matters.

His unclaimed property practice concentrates on advising financial institutions, broker/dealers, and corporations on all aspects of unclaimed property law. Mr. Rato has defended companies in unclaimed property audits, assisted with voluntary compliance initiatives, and conducted internal investigations into potential unclaimed property law violations. He has also counseled financial institutions on the application of unclaimed property laws to stored value card programs and has advised companies on the unclaimed property implications of merger, acquisition, and divestiture activity. Mr. Rato is a frequent speaker on unclaimed property topics and is the author of the unclaimed property blog Escheatable

Mr. Rato also assists clients with internal and government investigations, including matters brought by the Securities and Exchange Commission, FINRA, the Environmental Protection Agency, the N.J. Comptroller’s Office, and other regulators. His matters have involved credit default swap and derivatives trading, conflicts of interest, advertising rules, and regulatory reporting requirements.  In addition, he has represented clients before a number of administrative agencies, such as the N.J. Board of Public Utilities and the N.J. Department of Banking and Insurance.

His commercial litigation practice encompasses a wide variety of business and commercial disputes.  He has represented clients in litigated matters and arbitration proceedings involving contract disputes, patent infringement, shareholder oppression, license agreements, consumer fraud matters, and business torts.  Mr. Rato has also represented clients in appellate matters before all levels of both state and federal appellate courts.

Mr. Rato is admitted to practice in the States of New Jersey and New York, the U.S. District Courts for the District of New Jersey, the Southern and Eastern Districts of New York, and the Western District of Wisconsin, the U.S. Courts of Appeal for the Second, Third, Fourth, Seventh, Federal, and D.C. Circuits, the U.S. Court of Federal Claims and the Supreme Court of the United States. He is a 1998 graduate of the Stevens Institute of Technology, and received his Juris Doctorate from Seton Hall University School of Law in 2001. At Seton Hall, Mr. Rato was a member of the Editorial Board of The Seton Hall Law Review and a recipient of the Daniel J. Moore Scholarship.