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On January 6, 2021, legislation was introduced in the New York State Senate that would require any person or entity that lends any amount of money of less than $500,000 to any business entity in New York to be licensed and regulated by the New York Department of Financial Services (NYDFS).1 If the l
I. Introduction The impact of the COVID-19 Emergency1 has affected and will continue to affect our personal lives and to businesses.